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follow this if you want to build your savings account
1)Save coins of a designated amount, such as dimes or quarters, from your daily change. Put all such coins into a piggy bank. You won't miss them and you'll be surprised how they'll add up.
Instead of saving just certain coins, save all of your loose change every day.
After you've paid the last installment on your car or other loan, add to your savings account the same amount you've been paying. You're already in the habit of setting aside that amount every month, so continue to pay it to yourself.
2)If you get an income tax refund, deposit it in your saving account.
3)If you receive a cash bonus, use it to open a saving account or to fatten an existing one.
4)Save your overtime pay instead of spending it.
5)When you get a raise, save it. You got along without it before. Even a small weekly increase will add up.
6)Put gifts of money received for birthdays, at Christmas, or for other special occasions into your savings account.
7)Be sure all your money is working for you. Deposit extra sums of cash immediately.
8)Adopt a short-term "austerity" program during which you save as much as possible. Buy nothing unless your really need it. Cut out movies, eating out, entertaining or other expenses and deposit what you save.
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