Does the credit card company ask for proof of earnings before approval?

[stella7]

Does anyone know if credit card companies ask for proof of earnings? I wanted to apply for O% credit card for balance transfer but unsure if they require proof of my earnings

[nangel78]

I have never heard of that or have had to do that before.

[Calypso]

I've never heard of a credit card company actually making you send proof of income, but they do ask you about your income and have you sign a statement at the bottom that the information you've given is true.

I guess theoretically if you lied to them and got into trouble making payments they could come back and block bankruptcy proceedings or something, though I've never heard of that happening.

[mamab]

With all of the unsolicited "pre-approved" cards being sent out in the mail, without the person's even ASKING for them, I can't see where they would ask for proof of income. However, like Calypso said, you do have to sign a statement that the information you give is true, so I guess you have to way the truth of the statement before you sign it.

[Melizzy]

They shouldn't need it. They have your social security number and can get a credit report and somewhere in there is an idea of what you make.

[nangel78]

The credit report does have all the information on there so I think that is how they do it.

[Calypso]

It's funny though, I'm getting more credit card offers now, when I'm having more financial trouble than I've had in seven years, than I received when I was stable and paying off my balances on time. Those credit card companies are like vultures!