What makes the biggest impact...

[randomthoughts1875]

What one thing can you do to make the biggest impact on your credit for the better? DH and I are just 10 points from where we want to be...we've worked a long time to get this far and just don't know what else to do to get those last 10 points. ANy suggestions are welcome!

[nangel78]

I think making your payments on times and carrying low balances will help.

[Calypso]

Is there a large item that you could pay off completely like a house or a car? If not, just keep running up small expenses and paying them off on time. You'll soon have your ten points!

[nangel78]

I agree with Calypso. I would definitely see what you can knock out.