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Actually I should say it is just as important to have no mortgage than to worry about the income you will receive in retirement. With no mortgage, your income can be less and still have a nice retirement if you know how to budget. It's all relative to what one wants in their lives. Me, I want balance. I prefer simple things. I have done extensive travelling over the years and now I just want to enjoy my home in the Georgia Mountains and nature. I always have been created when it comes to money and I think this is an advantage too. I enjoy cooking so you save when you cook. Life has been so complicated for people that they just don't know when enough is enough.
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