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One thing I did was 10 years ago, I learned technical analysis on switching our retirement mutual funds. I have averaged 25% annual returns over that period. I bought 3 homes within 2 yrs of the boom, sold one and paid off another, next steps will be to sell the one I"m in and that will pay off the 3rd home which is our retirement. One has to work from the back end too. Not just your income.
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