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You both make a great point. It's easy to spend the money you intended to save if you don't take care of it first. If your company doesn't offer an option for this you can set up a regular transfer with your banking institution. You let them know the dates, say every Friday, and the amount, say $25, and they will automatically transfer this amount from your checking to your savings account. What percentage of your weekly take home pay do you pay yourselves?
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