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God, I don't even want to THINK about retirement. It's all I can do to get by every month. I had to close my savings account last year because I flat ran out of money, and I even had to dip into my ROTH IRA, which came back to bite me in the b*tt during tax season. I'm either going to have to work my entire life or retire to a cardboard box in a stairwell.
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